Long, Charles

How to Survive Without a Salary : Learning How to Live the Conserver Lifestyle

Preface 7(6) 1 What's the Catch? 13(22) A Penny Saved 16(1) A Penny Earned 17(1) Can Anybody Do It? 18(5) Hard Work 23(2) Confidence 25(3) Flexibility 28(3) Patience 31(1) A Touch of Self-Indulgence 31(2) Choices 33(2) 2 Assessing Yourself (Making a Budget) 35(18) What's a Budget? 36(1) Why Bother? 36(2) Getting Started 38(1) Filling in the Numbers 39(4) The Year Ahead 43(2) Making Guesses 45(3) The Income Side 48(1) So What if it Doesn't Balance? 49(1) Now What? 50(1) Budgets Have Their Drawbacks Too 51(2) 3 Needs 53(22) Needs are Relative 53(2) Experience Tells Us What We Need 55(1) Taste and Circumstance 56(1) Incestuous Needs 57(2) Examining Needs 59(13) Procrastinate 72(1) Reviewing Needs 73(2) 4 Getting Ready 75(25) Debts 76(9) Savings 85(4) How to Save: The Material Fast 89(2) A Toe in the Water 91(1) Gathering What You Need 92(1) Budget (Again) 93(1) Weaning 94(1) The Upside of Downsizing 95(1) Preparing Yourself 95(4) What if it Doesn't Happen 99(1) 5 Casual Income 100(24) Whatever Happened to Ambition? 101(1) Deciding What to Do for Money 101(1) Assessing Your Assets 102(2) What Are Your Personal Resources? 104(1) Casual Employment 104(2) Finding Casual Jobs 106(3) Buying and Selling 109(3) Understanding the Market 112(2) Cottage Industry 114(8) Freelance Living 122(1) Casual Income: New Beginning or a Way of Life? 123(1) 6 The Secondhand Market 124(22) What You Want and What It's Worth 125(1) What's a Used One Worth? 126(1) Appreciate What You Can't Depreciate 127(1) What's It Worth as Raw Material? 128(1) When It Almost Works 129(1) Look at Function 130(1) A Good Seller is Hard to Find 131(1) Avoiding Fads 132(1) Let's Make a Deal 132(3) Will That Be Cash or... 135(1) Secondhand Sources 135(11) 7 Auction Buying 146(23) But Don't Scratch Your Ear 152(1) The Auction Hall 152(13) Online Auctions 165(4) 8 Alternatives to Buying 169(23) Rent or Own? 170(5) Barter's Better 175(5) Cooperation and Cooperatives 180(2) Getting It Free 182(5) Do-It-Yourself 187(5) 9 Cheap Tips 192(15) Food 193(5) Clothing 198(2) Furniture and Appliances 200(1) Entertainment 201(1) Travel 202(5) 10 Caesar's Due 207(23) What to Do 'Til the Tax Man Comes 208(3) After the Salary's Gone 211(2) A Credit Beats a Deduction 213(1) You Can Do It 213(1) Insurance: What If Something Goes Wrong? 214(7) Pensions: Waiting for the Gold Watch 221(8) Living for Caesar 229(1) 11 What Do You Do For a Living? (and other difficult questions) 230(15) Are You Working? 230(2) Down with the GNP! 232(2) What if Everybody did It? 234(1) Does the Conserver Have a Place in the Capitalist Economy? 235(2) But Isn't it Uneconomic? 237(2) What Does it Feel Like to be Poor? 239(1) Man as Peacock-And Frightened Peacock 240(1) The Tragedy of the Materialist 241(1) What Kind of People Would Do Such a Thing? 242(1) Why Bother? 243(2) Index 245