Life Insurance Suitability

When is a life insurance product suitable and when is it not?What products suit what needs?How does a practitioner determine what product to recommend? This course covers these issues and more.It explains the basic types of life insurance products such as term, whole life, universal life, variable life, variable universal life and annuities, all within the context of client suitability.It describes the advantages and disadvantages of each product, when each might or might not be a suitable option, and what the practitioner should verify before making a product recommendation.The course includes a discussion on needs analysis and suitability assessment. If you are taking this course for CE, the CE exam will automatically be added to your basket when selecting CE credit.Certain states require that a proctor or monitor supervise the exam taking process.