Retire Rich : The Baby Boomer's Guide to a Secure Future

What does retirement mean to you? Will your retirement be a comfortable and enjoyable new stage of adulthood, or a time of uncertainty, strict economizing, and reduced options? As retirement planning guru Bambi Holzer explains, the choice is yours—but the time to act is now, while you're still earning a steady income. Written by a baby boomer for baby boomers, Retire Rich addresses the unique concerns of the generation that will not have all the safety nets of the past. This realistic, down-to-earth book spells out the steps you can take right now to secure the retirement you want, rather than one you might get stuck with. Retire Rich gives you the information you need wherever you are in your current investment planning. If you're starting late, you still can make up for lost time by taking advantage of tax-sheltered retirement programs and by careful monitoring of your investment assets. If you're off to an early start, you'll find the necessary motivation to keep setting aside money to increase your investment options and achieve true financial security much sooner than you may have thought possible. In clear, nontechnical terms, Retire Rich takes the fear and mystery out of planning, saving, and investing for the future. Step by step, it helps you overcome inertia and guides you through the process of building a secure retirement. You will learn how to:Realistically visualize how you want to live after you've retiredAccurately estimate—in dollars and cents—your retirement expenses and income needsDetermine how much you need to save to meet your goalsMake the most of retirement plans and customize a plan that is right for you, using IRAs, 401(k)s, Keoghs, tax-deferred annuities, and company-sponsored plansInvest for retirement—manage asset allocation and master the fundamentals of stocks, bonds, Treasury bills, mutual funds, and moreMonitor your assets to keep your retirement plan on trackEnhanced by helpful charts, tables, and worksheets, Retire Rich offers you a golden opportunity to secure your financial future and enjoy the peace of mind that comes with taking charge of this very important part of your life.