The Credit Repair : Everything You Need to Know to Maintain, Rebuild, and Protect Your Credit

A bad credit record can make it tough to get a loan or adequate insurance, find a good job or rent an apartment. Yet nearly half of all credit records contain serious errors. the information they need to order a copy of their credit record, understand what their records say about them, and deal with any problems they may find in those records. John Ventura also educates readers about their legal rights under the federal Fair Credit Reporting Act. error in a credit record; rebuild credit after financial difficulties; avoid becoming the victim of identity theft and credit-rebuilding scams; and interpret a credit score. With indentity theft on the rise, consumers are advised about what measures to take to preserve the privacy of their personal and financial information. Practical tips, sample credit reports, checklists and information about helpful Web sites and organizations are also included.