The SmartMoney Guide to Long-Term Investing : How to Build Real Wealth for Retirement and Other Future Goals

With short term responsibilities and distractions crowding our everyday lives, it’s not easy to focus on saving and investing for retirement and other long term goals. And even once you set your mind to it, you’ve still got to come up with the money to invest–all the while paying your rent or your mortgage, whittling down your credit card bills, and putting a little aside for an occasional vacation. However, if you adhere to the proven strategies and professional insights found in The SmartMoney Guide to Long Term Investing, you can build the kind of wealth you’ll need to pay for all of your long term goals. This comprehensive book breaks down the process of saving for your retirement and examines the financial vehicles and strategies that will help you reach your destination. The SmartMoney Guide to Long Term Investing will first introduce you to the cornerstone of any wealth building portfolio–stocks, bonds, mutual funds–and give you the tools to estimate how much you need to save for retirement each year, depending on the lifestyle you intend to lead. From there, you’ll learn how to set up an asset allocation strategy that works for you. Drawing on a decade’s worth of financial knowledge and experience, The SmartMoney Guide to Long Term Investing gives you the names of outstanding mutual funds that will deliver the investment returns you need, shows you how to make the most of your 401(k), and introduces you to numerous real life retirees, who have key insights into what life after work is really like. The SmartMoney Guide to Long Term Investing also explores a long term goal that usually conflicts with retirement savings–paying for a child’s college education. Focused coverage provides a year by year guide to investing wisely for your child’s tuition and shows you how much money you should really be putting aside. You’ll also learn how to let someone else invest for you, by using vehicles such as the 529 college savings plan. Designed to work as a flexible reference for all investors–no matter what stage of retirement planning you’re in–The SmartMoney Guide to Long Term Investing will put you on course for the retirement you deserve. With The SmartMoney Guide to Long Term Investing at your side, you can stop worrying about the future and confidently start building, protecting, and managing your money as you head to and through retirement.