The Rules of Wealth: A Personal Code for Prosperity and Plenty

<div> Thinking wealthy&nbsp; </div> <div> <br> </div> <div> 1 Anybody can be wealthy – you just need to apply yourself&nbsp; </div> <div> <br> </div> <div> 2 Decide on your definition of wealth&nbsp; </div> <div> <br> </div> <div> 3 Set your objectives&nbsp; </div> <div> <br> </div> <div> 4 Keep it under your hat&nbsp; </div> <div> <br> </div> <div> 5 Most people are too lazy to be wealthy&nbsp; </div> <div> <br> </div> <div> 6 Get a reality check&nbsp; </div> <div> <br> </div> <div> 7 Understand your money beliefs and where they come from&nbsp; </div> <div> <br> </div> <div> 8 Understand that wealth is a consequence, not a reward&nbsp; </div> <div> <br> </div> <div> 9 Decide what you want money for&nbsp; </div> <div> <br> </div> <div> 10 Understand that money begets money&nbsp; </div> <div> <br> </div> <div> 11 Calculate the net return&nbsp; </div> <div> <br> </div> <div> 12 If you see money as the solution you'll find it becomes the problem&nbsp; </div> <div> <br> </div> <div> 13 You can make lots of money, you can enjoy your job, and you can sleep nights&nbsp; </div> <div> <br> </div> <div> 14 Don't make money by being bad&nbsp; </div> <div> <br> </div> <div> 15 Money and happiness – understand their relationship&nbsp; </div> <div> <br> </div> <div> 16 Know the difference between price and value&nbsp; </div> <div> <br> </div> <div> 17 Know how the wealthy think&nbsp; </div> <div> <br> </div> <div> 18 Don't envy what others have&nbsp; </div> <div> <br> </div> <div> 19 It's harder to manage yourself than it is to manage your money&nbsp; </div> <div> <br> </div> <div> <br> </div> <div> Getting wealthy&nbsp; </div> <div> <br> </div> <div> 20 You've got to know where you are before you start&nbsp; </div> <div> <br> </div> <div> 21 You've got to have a plan&nbsp; </div> <div> <br> </div> <div> 22 Get your finances under control&nbsp; </div> <div> <br> </div> <div> 23 Insurance pays someone, and odds are it's not you&nbsp; </div> <div> <br> </div> <div> 24 Only by looking wealthy can you become wealthy&nbsp; </div> <div> <br> </div> <div> 25 Speculate to accumulate (no, this isn't gambling)&nbsp; </div> <div> <br> </div> <div> 26 Decide your attitude to risk&nbsp; </div> <div> <br> </div> <div> 27 Think through the alternatives to taking a risk&nbsp; </div> <div> <br> </div> <div> 28 If you don't trust someone, don't do business with them&nbsp; </div> <div> <br> </div> <div> 29 It's never too late to start getting wealthy&nbsp; </div> <div> <br> </div> <div> 30 Start saving young (or teach your kids this one if it's too late for you)&nbsp; </div> <div> <br> </div> <div> 31 Understand that your financial needs change at different stages of your life&nbsp; </div> <div> <br> </div> <div> 32 You have to work hard to get rich enough not to have to work hard&nbsp; </div> <div> <br> </div> <div> 33 Learn the art of deal making&nbsp; </div> <div> <br> </div> <div> 34 Learn the art of negotiating&nbsp; </div> <div> <br> </div> <div> 35 Small economies won't make you wealthy but they will make you miserable&nbsp; </div> <div> <br> </div> <div> 36 Real wealth comes from deals not fees&nbsp; </div> <div> <br> </div> <div> 37 Understand that working for others won't necessarily make you rich – but it might&nbsp; </div> <div> <br> </div> <div> 38 Don't waste time procrastinating – make money decisions quickly&nbsp; </div> <div> <br> </div> <div> 39 Work as if you didn't need the money&nbsp; </div> <div> <br> </div> <div> 40 Spend less than you earn&nbsp; </div> <div> <br> </div> <div> 41 Don't borrow money – unless you really, really have to&nbsp; </div> <div> <br> </div> <div> 42 Consider consolidating debts&nbsp; </div> <div> <br> </div> <div> 43 Cultivate a skill and it'll repay you over and over again&nbsp; </div> <div> <br> </div> <div> 44 Pay off your loans and debts as a priority&nbsp; </div> <div> <br> </div> <div> 45 Don't be too busy earning a living to make some money&nbsp; </div> <div> <br> </div> <div> 46 Save in big chunks – or should you?&nbsp; </div> <div> <br> </div> <div> 47 Don't rent, buy&nbsp; </div> <div> <br> </div> <div> 48 Understand what investing really means&nbsp; </div> <div> <br> </div> <div> 49 Build a bit of capital then invest it wisely&nbsp; </div> <div> <br> </div> <div> 50 Understand that property, in the long run, will not outpace shares&nbsp; </div> <div> <br> </div> <div> 51 Master the art of selling&nbsp; </div> <div> <br> </div> <div> 52 See yourself as others do&nbsp; </div> <div> <br> </div> <div> 53 Don't believe you can always win&nbsp; </div> <div> <br> </div> <div> 54 Don't pick stocks yourself if you don't know what you're doing&nbsp; </div> <div> <br> </div> <div> 55 Understand how the stock market really works&nbsp; </div> <div> <br> </div> <div> 56 Only buy shares (or anything) you can understand&nbsp; </div> <div> <br> </div> <div> 57 Use your head&nbsp; </div> <div> <br> </div> <div> 58 By all means, use the investment professionals (but don't be used by them)&nbsp; </div> <div> <br> </div> <div> 59 If you are going to get financial advice, pay for it&nbsp; </div> <div> <br> </div> <div> 60 <span style="white-space:pre"> </span>Don't fiddle&nbsp;&nbsp; </div> <div> <br> </div> <div> 61 <span style="white-space:pre"> </span>Think long term&nbsp;&nbsp; </div> <div> <br> </div> <div> 62 <span style="white-space:pre"> </span>Have a set time of day to work on your wealth strategy&nbsp;&nbsp; </div> <div> <br> </div> <div> 63 <span style="white-space:pre"> </span>Pay attention to detail&nbsp;&nbsp; </div> <div> <br> </div> <div> 64 <span style="white-space:pre"> </span>Create new income streams&nbsp;&nbsp; </div> <div> <br> </div> <div> 65 <span style="white-space:pre"> </span>Learn to play ‘What if?'&nbsp;&nbsp; </div> <div> <br> </div> <div> 66 <span style="white-space:pre"> </span>Control spending impulses&nbsp;&nbsp; </div> <div> <br> </div> <div> 67 <span style="white-space:pre"> </span>Don't answer ads that promise get-rich-quick schemes – it won't be you who gets rich quick&nbsp;&nbsp; </div> <div> <br> </div> <div> 68 <span style="white-space:pre"> </span>There are no secrets&nbsp;&nbsp; </div> <div> <br> </div> <div> 69 <span style="white-space:pre"> </span>Don't just read this – do something&nbsp;&nbsp; </div> <div> <br> </div> <div> &nbsp; </div> <div> Getting even wealthier&nbsp;&nbsp; </div> <div> <br> </div> <div> 70 <span style="white-space: pre;"> </span>Carry out a finance health check regularly&nbsp;&nbsp; </div> <div> <br> </div> <div> 71 <span style="white-space:pre"> </span>Get some money mentors&nbsp;&nbsp; </div> <div> <br> </div> <div> 72 <span style="white-space:pre"> </span>Play your hunches&nbsp;&nbsp; </div> <div> <br> </div> <div> 73 <span style="white-space:pre"> </span>Don't sit back&nbsp;&nbsp; </div> <div> <br> </div> <div> 74 <span style="white-space:pre"> </span>Get someone to do the stuff you can't&nbsp;&nbsp; </div> <div> <br> </div> <div> 75 <span style="white-space:pre"> </span>Know yourself – solo, duo or team player&nbsp;&nbsp; </div> <div> <br> </div> <div> 76 <span style="white-space:pre"> </span>Look for the hidden asset/opportunity&nbsp;&nbsp; </div> <div> <br> </div> <div> 77 <span style="white-space:pre"> </span>Don't try to get rich too quickly&nbsp;&nbsp; </div> <div> <br> </div> <div> 78 <span style="white-space:pre"> </span>Always ask what's in it for them&nbsp; </div> <div> <br> </div> <div> 79 <span style="white-space:pre"> </span>Make your money work for you&nbsp; </div> <div> <br> </div> <div> 80 <span style="white-space:pre"> </span>Know when to let go of investments&nbsp;&nbsp; </div> <div> <br> </div> <div> 81 <span style="white-space:pre"> </span>Know your own style&nbsp;&nbsp; </div> <div> <br> </div> <div> 82 <span style="white-space:pre"> </span>Know why you should be able to read a balance sheet – and how&nbsp;&nbsp; </div> <div> <br> </div> <div> 83 <span style="white-space:pre"> </span>Be one step ahead of your tax collector&nbsp;&nbsp; </div> <div> <br> </div> <div> 84 <span style="white-space:pre"> </span>Learn how to make your assets work for you&nbsp;&nbsp; </div> <div> <br> </div> <div> &nbsp;85 <span style="white-space:pre"> </span>Don't ever believe you're only worth what you are being paid&nbsp;&nbsp; </div> <div> <br> </div> <div> &nbsp;86 <span style="white-space:pre"> </span>Don't follow the same route as everyone else&nbsp;&nbsp; </div> <div> <br> </div> <div> Staying wealthy&nbsp;&nbsp; </div> <div> <br> </div> <div> 87 <span style="white-space: pre;"> </span>Shop for quality&nbsp;&nbsp; </div> <div> <br> </div> <div> &nbsp;88 <span style="white-space:pre"> </span>Check the small print&nbsp;&nbsp; </div> <div> <br> </div> <div> &nbsp;89 <span style="white-space:pre"> </span>Don't spend it before you've got it&nbsp;&nbsp; </div> <div> <br> </div> <div> &nbsp;90 <span style="white-space:pre"> </span>Put something aside for your old age – no, more than that! 188&nbsp; </div> <div> <br> </div> <div> &nbsp;91 <span style="white-space:pre"> </span>Put something aside for emergencies/rainy days – the contingency fund&nbsp;&nbsp; </div> <div> <br> </div> <div> &nbsp;92 <span style="white-space:pre"> </span>You paid what for it? How to shop around&nbsp;&nbsp; </div> <div> <br> </div> <div> &nbsp;93 <span style="white-space:pre"> </span>Never borrow money from friends or family (but you can allow them to invest)&nbsp;&nbsp; </div> <div> <br> </div> <div> &nbsp;94 <span style="white-space:pre"> </span>Don't surrender equity&nbsp;&nbsp; </div> <div> <br> </div> <div> &nbsp;95 <span style="white-space:pre"> </span>Know when to stop sharing your wealth&nbsp;&nbsp; </div> <div> <br> </div> <div> &nbsp;96 <span style="white-space:pre"> </span>Use your wealth wisely&nbsp;&nbsp; </div> <div> <br> </div> <div> &nbsp;97 <span style="white-space:pre"> </span>Never lend money to friends or family unless you are prepared to write it off&nbsp;&nbsp; </div> <div> <br> </div> <div> &nbsp;98 <span style="white-space:pre"> </span>Don't lend, take equities&nbsp;&nbsp; </div> <div> <br> </div> <div> &nbsp;99 <span style="white-space:pre"> </span>You really, really can't take it with you&nbsp;&nbsp; </div> <div> <br> </div> <div> 100 <span style="white-space:pre"> </span>Know when/how to say no – and yes&nbsp;&nbsp; </div> <div> <br> </div> <div> 101 <span style="white-space:pre"> </span>Find ways to give people money without them feeling they are in your debt&nbsp;&nbsp; </div> <div> <br> </div> <div> 102 <span style="white-space:pre"> </span>Don't over-protect your children from the valuable experience of poverty&nbsp;&nbsp; </div> <div> <br> </div> <div> 103 <span style="white-space:pre"> </span>Know how to choose charities/good causes&nbsp;&nbsp; </div> <div> <br> </div> <div> 104 <span style="white-space:pre"> </span>Spend your own money because no one will spend it as wisely as you&nbsp;&nbsp; </div> <div> <br> </div> <div> 105 <span style="white-space:pre"> </span>Take responsibility before you take advice&nbsp;&nbsp; </div> <div> <br> </div> <div> 106 <span style="white-space:pre"> </span>Once you've got it, don't flaunt it&nbsp;&nbsp; </div> <div> <br> </div> <div> 107 <span style="white-space:pre"> </span>What's next? Pacts with the devil?&nbsp;&nbsp; </div> <div> <br> </div> <div> The Rules of other people's wealth&nbsp;&nbsp; </div> <div> <br> </div> <div>  1 <span style="white-space:pre"> </span>Don't judge&nbsp;&nbsp; </div> <div> <br> </div> <div>  2 <span style="white-space:pre"> </span>Don't envy it&nbsp;&nbsp; </div> <div> <br> </div> <div>  3 <span style="white-space:pre"> </span>Other people's money belongs to them&nbsp;&nbsp; </div> <div> <br> </div> <div>  4 <span style="white-space:pre"> </span>They can give it all away if they like&nbsp;&nbsp; </div> <div> <br> </div> <div> 5a <span style="white-space:pre"> </span>Once they've gone, you can't ask questions&nbsp;&nbsp; </div> <div> <br> </div> <div> 5b <span style="white-space:pre"> </span>Once they've gone, you can't ask questions&nbsp;&nbsp; </div> <div> <br> </div> <div>  6 <span style="white-space:pre"> </span>Blood comes before money&nbsp;&nbsp; </div> <div> <br> </div> <div>  7 <span style="white-space:pre"> </span>Your children owe you nothing&nbsp;&nbsp; </div> <div> <br> </div> <div>  8 <span style="white-space:pre"> </span>Don't make money taboo&nbsp;&nbsp; </div> <div> <br> </div> <div>  9 <span style="white-space:pre"> </span>If they give it to you, it's yours&nbsp;&nbsp; </div> <div> <br> </div> <div> &nbsp; </div>